Disclaimer & Terms of Use

A transparent outline of what I offer—and what I don’t—so you can engage with clarity.

This Disclaimer and Terms of Use sets out the conditions for using the Divine Hours website, blog, and services. By accessing or engaging with Divine Hours, you acknowledge that you have read, understood, and agree to the following.

Representation

The content shared on this website and related platforms is personal and for informational purposes only. It does not represent the views of any employer, organisation, or professional body.

Nature of Services

Divine Hours offers a range of services designed to support reflection, creativity, and growth. These include:

  • Divination & Spiritual Care – tarot readings and non-medical spiritual support.
  • Witchcraft & Spiritual Development – mentorship, ritual facilitation, and teaching.
  • End-of-Life Doula Services – non-medical, compassionate support before, during, and after life’s final transitions.
  • Digital Support – professional website design, social media management, and digital strategy.
  • Blog – reflections, resources, and commentary.

These offerings are provided with care and integrity, but they are not medical advice, legal advice, financial advice, or a substitute for professional care.

  • Tarot readings are for self-reflection and informational purposes.
  • End-of-life doula services are non-medical supports and do not replace professional health or legal services.
  • Digital support is professional and skill-based, but no guarantees are made regarding specific outcomes such as sales, rankings, or visibility.

You are solely responsible for the decisions and actions you take as a result of engaging with these services.

No Guarantees

Every effort is made to deliver services to a high standard, but results will always vary depending on individual circumstances. No specific outcomes, timelines, or results are guaranteed.

Testimonials and Reviews

Testimonials shared on this site reflect the experiences of individual clients. They are offered in good faith, but do not guarantee that you will have the same experience.

Content and Copyright

You are welcome to print or copy material from this website for personal, non-commercial use with appropriate credit. Any reproduction for commercial purposes requires prior written permission.

Community Conduct

When engaging with the website, blog, or services, you agree to interact with respect. Abusive, discriminatory, or harassing behaviour will not be tolerated.

Indemnification and Warranties

Limitations

The information and services on this website are provided “as is.” While every effort is made to ensure accuracy, no warranties are given, express or implied.

Responsibility

The Operator is not liable for any loss, harm, or damages arising from use of the website or services, to the fullest extent permitted under Australian law. By engaging, you agree to indemnify and hold harmless the Operator from any claims related to your use of the website or services.

Changes and Amendments

This Disclaimer and Terms of Use may be updated at any time. The latest version will always be posted on this website.

Governing Law

These terms are governed by the laws of Victoria, Australia. Any disputes shall be subject to the jurisdiction of the courts of Victoria.

Acceptance of Terms

By using this website or engaging with Divine Hours services, you indicate that you have read, understood, and agree to these terms. If you do not agree, please discontinue use of the website and services.

Changes to this Policy

I may update this policy from time to time. Changes will be posted on this page with an updated “last revised” date.

Contact Information

Cosette Paneque – Divine Hours
ABN 47 158 026 883
📧 [email protected]
📍 Melbourne, Australia

Last revised: 18 August 2025